Recently, the central bank "payment service management approach payments network agency" comments on news of concern. Many people worry that their future purchase of the balance of treasure and wealth through the internet and other financial products will be severely limited. Yesterday, Tenpay and Alipay have responded that the document has not been formally introduced, financial and balance of Bao Tong are currently unaffected. TenPay: Caitong It is understood that all normal services, the draft "payment institutions online payment service management approach" provides personal single account transfer payment amount shall not exceed 1,000 yuan, account transfers all pay the same customer may not cumulative amount of more than 10,000 yuan . Account single individual payment shall not exceed the amount of consumption of 5,000 yuan, the same person all customers pay monthly account the cumulative amount of consumption must not exceed 1 million. Exceed the limit should be handled by the customer's bank account. In this regard, tengxuncai said yesterday that the draft is in the stage of soliciting public opinion, has not been formally implemented. Caifutong have feedback to the central bank, and actively maintain communication with the central bank. Draft restriction is a third-party account payments and transfers quota, the user Caitong platform purchased treasure of Chinese wealth fund, purchase funds are paid directly to the use of bank cards, cash redemption funds are provided directly by bank card. The above account does not belong to third-party payments and transfers of business, unrestricted influence, wealth management services through all normal, the user can be assured. Paypal: please put ten thousand hearts for users to worry about using precious balance next year can only buy 10,000 yuan of money, Paypal also responded that the draft belong to the draft, that is still in the drafting stage, did not formally promulgated , but not implemented. Therefore, the use of the balance of treasure will not have any restrictions. Based on the policy of the treasure to pay to communicate with regulators to understand and Alipay fast user subscription and redemption balances treasure, now and in the future will not be affected in any way, "Please put a thousand hearts to use." Currently Internet payment into bank accounts and payment accounts mode mode. Mode is the payer bank account to submit payment instructions to the bank through the payment mechanism, monetary funds directly to the bank account specified in the payee's payment account. Mode refers payer payment account set up payment accounts in payment institutions to submit payment instructions to pay directly to the body, the monetary funds in the account to operate. Banks began to restrict Caitong, balance transfer amount is not difficult to see that treasure, Caitong platform is taking the bank account model, customers purchase and redemption fund is through a bank account, there is no third-party accounts opened. The Alipay actually two modes are used in: Customers can not go PayPal account recharge, direct debit or credit card through a bank transfer; also can put money into PayPal account from your bank account and PayPal accounts funds operating plan turn. Accordingly, the purchase of the balance of treasure, there are two ways, one is quick Alipay users to directly transfer money from bank customers to purchase the balance of the other is a PayPal account to pay with. Because the former banking channels are gone, the new regulations will not be affected; latter is likely to be affected by the draft of the central bank. Now, however, the amount transferred to the banks and the financial balance of Bao Tong has been restricted, many banks set up to limit the amount of single-day single. If customers want to buy a large amount of the balance of treasure, the best way is through a PayPal account to pay the balance of the purchase. Once the payment account really strict quota restrictions in the future, this channel will be blocked. Central Bank suspended Alipay and Tencent's virtual credit card payment and two-dimensional code, making everyone on the internet financial deeply worried about the prospect. Yesterday, the China Association for Payment Clearing executive vice president 蔡洪波 payment system in China Development Forum, said the two-dimensional code payment security, non-repudiation of transactions and other aspects have yet to be discussed, such as after the establishment of relevant standards, such as, in his view , may also be done after identification standards. He believes that the two-dimensional code has some security, but whether it met the criteria for financial payments, there is no uniform requirements, so it has also become the main reason to suspend the payment of two-dimensional code. However, he believes that the identification of standards, you can also continue to promote. Learn more Click micro-Year http://www.ruiec.net/register.aspx?id=guoyajun2009